/* My Insurance Expert Services — site styles
   Layout: masthead + nav, content column with an optional sticky "Discuss my claim" side column on wide screens. */
:root{
  /* Brand: navy #103463 (primary), emerald #00A86B (status and highlights), off-white #F8F9FA (background) */
  --bg:#f8f9fa; --surface:#ffffff; --ink:#172033; --muted:#566074; --line:#dfe3ea; --head:#103463;
  --accent:#103463; --accent-ink:#ffffff; --accent-soft:#e6ecf5;
  --green:#00a86b; --green-ink:#00744a; --green-soft:#e0f5ec;
  --warn:#9a3b1f; --warn-soft:#f7e6df; --chip:#eef1f5; --ppn:#103463; --ppn-soft:#e6ecf5; --band:#eef2f7;
  --good:#00744a; --good-soft:#e0f5ec; --mast:#103463; --mast-ink:#ffffff; --mast-sub:#7fe0b8;
  --f-display:"Literata",Georgia,"Times New Roman",serif;
  --f-body:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,Menlo,Consolas,monospace;
  color-scheme:light;
}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){
  --bg:#0e1420; --surface:#151d2b; --ink:#e3e8f0; --muted:#9aa5b8; --line:#26324a; --head:#dbe6f7;
  --accent:#8fb2ec; --accent-ink:#0b1422; --accent-soft:#1c2a44;
  --green:#00a86b; --green-ink:#5ed6a6; --green-soft:#12342a;
  --warn:#f0a07f; --warn-soft:#3a241c; --chip:#1d2636; --ppn:#8fb2ec; --ppn-soft:#1c2a44; --band:#121a28;
  --good:#5ed6a6; --good-soft:#12342a; --mast:#0b1a33; --mast-ink:#eef3fb; --mast-sub:#5ed6a6; color-scheme:dark}}
:root[data-theme="dark"]{
  --bg:#0e1420; --surface:#151d2b; --ink:#e3e8f0; --muted:#9aa5b8; --line:#26324a; --head:#dbe6f7;
  --accent:#8fb2ec; --accent-ink:#0b1422; --accent-soft:#1c2a44;
  --green:#00a86b; --green-ink:#5ed6a6; --green-soft:#12342a;
  --warn:#f0a07f; --warn-soft:#3a241c; --chip:#1d2636; --ppn:#8fb2ec; --ppn-soft:#1c2a44; --band:#121a28;
  --good:#5ed6a6; --good-soft:#12342a; --mast:#0b1a33; --mast-ink:#eef3fb; --mast-sub:#5ed6a6; color-scheme:dark}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f-body);font-size:16px;line-height:1.6}
a{color:var(--accent)}
img{max-width:100%}
[hidden]{display:none!important}
.skip{position:absolute;left:-999px;top:0;background:var(--accent);color:var(--accent-ink);padding:8px 12px;z-index:50}
.skip:focus{left:8px}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}

/* masthead */
.mast{background:var(--mast);border-bottom:3px solid var(--green)}
.mast-in{max-width:1180px;margin:0 auto;padding-inline:16px;padding-block:12px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 20px}
.logo{display:flex;align-items:center;gap:12px;font-family:var(--f-display);font-weight:700;font-size:19px;color:var(--mast-ink);text-decoration:none;line-height:1.2;min-width:0}
.logo-tile{display:inline-flex;align-items:center;background:#ffffff;border-radius:8px;padding:4px 8px;flex:none}
.logo-tile img{display:block;height:44px;width:auto}
.logo-text{min-width:0}
.foot-logo img{height:36px}
.about-logo{display:flex;width:fit-content;max-width:100%;padding:14px 18px;margin:4px 0 8px}
.about-logo img{height:auto;width:340px;max-width:100%}
@media (max-width:560px){.logo-tile img{height:40px}.logo{font-size:17px}}
.logo small{display:block;font-family:var(--f-body);font-weight:500;font-size:13px;letter-spacing:0;color:var(--mast-sub)}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px 18px}
nav a{color:var(--mast-ink);text-decoration:none;font-weight:500;font-size:15px;padding:4px 0;border-bottom:2px solid transparent}
nav a[aria-current="page"],nav a:hover{border-bottom-color:var(--green)}
.mast .btn{background:var(--green);border-color:var(--green);color:#04261a}
.mast-cta{display:flex;gap:8px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;font:600 15px var(--f-body);text-decoration:none;border-radius:6px;padding:10px 16px;border:1px solid var(--accent);background:var(--accent);color:var(--accent-ink);cursor:pointer}
.btn.ghost{background:transparent;color:var(--accent)}
.btn.small{padding:7px 12px;font-size:14px}

/* page frame */
main{display:block}
.frame{max-width:1180px;margin:0 auto;padding-inline:16px;padding-block:28px 56px}
.cols{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:32px;align-items:start}
.cols>*{min-width:0}
.side{position:sticky;top:16px}
@media (max-width:920px){.cols{grid-template-columns:minmax(0,1fr)}.side{position:static}}
.crumbs{font-size:13px;color:var(--muted);margin-bottom:10px}
.crumbs a{color:var(--muted)}
.eyebrow{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--green-ink);font-weight:600}
h1,h2,h3{text-wrap:balance}
h1{color:var(--head);font-family:var(--f-display);font-size:clamp(28px,4.4vw,42px);line-height:1.15;margin:.2em 0 .35em}
h2{color:var(--head);font-family:var(--f-display);font-size:clamp(21px,2.6vw,27px);line-height:1.25;margin:1.6em 0 .5em}
h3{font-size:17px;margin:1.2em 0 .3em}
.lede{font-size:18px;color:var(--muted);max-width:66ch}
p,li{max-width:70ch}
.muted{color:var(--muted)}
.small{font-size:14px}

/* hero */
.hero{background:var(--band);border-bottom:1px solid var(--line)}
.hero .frame{padding-block:40px 40px;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:32px;align-items:center}
@media (max-width:860px){.hero .frame{grid-template-columns:minmax(0,1fr)}}
.hero-search{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:18px;display:grid;gap:10px}
.hero-search h2{margin:0;font-size:20px}

/* forms */
label{display:grid;gap:4px;font-size:13px;font-weight:600;color:var(--muted)}
input,select,textarea{font:16px var(--f-body);color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:6px;padding:10px 11px;width:100%;min-width:0}
textarea{min-height:96px;resize:vertical}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media (max-width:480px){.row2{grid-template-columns:1fr}}
.check{display:block;position:relative;padding-left:32px;font-weight:400;font-size:14px;line-height:1.5;color:var(--ink,#1a1a1a);cursor:pointer;margin:6px 0}
.check input[type=checkbox]{position:absolute;left:0;top:1px;width:22px;height:22px;min-height:0;margin:0;padding:0;-webkit-appearance:checkbox;appearance:auto;border-radius:4px;accent-color:#00a86b;cursor:pointer}

/* claim column */
.claim{background:var(--surface);border:1px solid var(--line);border-top:4px solid var(--green);border-radius:8px;padding:18px;display:grid;gap:12px}
.claim h2{margin:0;font-size:21px}
.claim p{margin:0;font-size:14px;color:var(--muted)}
.claim form{display:grid;gap:10px}
.claim .alt{display:flex;flex-wrap:wrap;gap:8px}
.contactline{font-size:14px;overflow-wrap:anywhere}
.contactline .mono{font-family:var(--f-mono)}

/* grids & cards */
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:14px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:16px;display:grid;gap:6px;align-content:start;min-width:0}
.card h3{margin:0;font-size:17px;line-height:1.3}
.card p{margin:0;font-size:15px;color:var(--muted)}
.citylinks{display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:8px;padding:0;list-style:none}
.citylinks a{display:flex;justify-content:space-between;gap:8px;background:var(--surface);border:1px solid var(--line);border-radius:6px;padding:9px 12px;text-decoration:none;color:var(--ink);font-weight:500}
.citylinks .n{font-family:var(--f-mono);font-size:13px;color:var(--muted)}

/* hospital list */
.hlist{display:grid;gap:10px;padding:0;list-style:none}
.h{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:13px 15px;display:grid;gap:6px;min-width:0}
.h h3{margin:0;font-size:16px;line-height:1.3}
.h .addr{color:var(--muted);font-size:14px;overflow-wrap:anywhere}
.meta{display:flex;flex-wrap:wrap;gap:4px 14px;font-size:13px;color:var(--muted)}
.mono{font-family:var(--f-mono);color:var(--ink)}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chip{font-size:12.5px;padding:3px 9px;border-radius:999px;background:var(--chip);color:var(--ink);white-space:nowrap}
.chip.net{background:var(--green-soft);color:var(--green-ink);font-weight:600}
.chip.ppn{background:var(--ppn-soft);color:var(--ppn);font-weight:600}
.chip.ex{background:var(--warn-soft);color:var(--warn);font-weight:600}
.flag{font-size:13px;color:var(--warn);background:var(--warn-soft);border-radius:6px;padding:6px 10px}
.why{font-size:13px;color:var(--muted)}
.why b{color:var(--ink)}
.dist{font-family:var(--f-mono);font-size:13px;color:var(--green-ink);font-weight:600}

/* finder */
.finder-tabs{display:flex;gap:4px;border-bottom:1px solid var(--line);flex-wrap:wrap;margin-bottom:14px}
.ftab{appearance:none;background:none;border:0;border-bottom:3px solid transparent;padding:10px 14px;font:600 15px var(--f-body);color:var(--muted);cursor:pointer}
.ftab[aria-selected="true"]{color:var(--ink);border-bottom-color:var(--accent)}
.fpanel{display:grid;gap:12px}
.fgrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;align-items:end}
@media (max-width:760px){.fgrid{grid-template-columns:1fr 1fr}.fgrid .wide{grid-column:1/-1}}
.status{font-size:14px;color:var(--muted)}
.status strong{color:var(--ink);font-variant-numeric:tabular-nums}
.pager{display:flex;gap:8px;justify-content:center;align-items:center;flex-wrap:wrap;margin-top:12px}
.pager button{font:600 14px var(--f-body);background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:6px;padding:8px 14px;cursor:pointer}
.pager button:disabled{opacity:.4;cursor:default}
.note{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:13px 15px;font-size:14px;color:var(--muted)}
.note b{color:var(--ink)}

/* tables */
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:8px;background:var(--surface)}
table{border-collapse:collapse;width:100%;font-size:14px}
th,td{text-align:left;padding:9px 12px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:12px;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
td.num{font-family:var(--f-mono);font-variant-numeric:tabular-nums}

/* faq */
details{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:12px 15px;margin-bottom:8px}
summary{cursor:pointer;font-weight:600}
details p{margin:.6em 0 0;color:var(--muted)}

/* footer */
.foot{border-top:1px solid var(--line);background:var(--surface)}
.foot .frame{padding-block:28px;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;font-size:14px;color:var(--muted)}
.foot h2{font-family:var(--f-body);font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink);margin:0 0 6px}
.foot ul{list-style:none;padding:0;margin:0;display:grid;gap:4px}
.foot a{color:var(--muted)}
.disclaimer{max-width:1180px;margin:0 auto;padding-inline:16px;padding-block:0 24px;font-size:12.5px;color:var(--muted)}

/* floating whatsapp on phones */
.fab{position:fixed;right:14px;bottom:calc(14px + env(safe-area-inset-bottom,0px));z-index:30;display:none}
@media (max-width:920px){.fab{display:inline-flex}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* finder: both tools visible */
.tools{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-bottom:12px}
@media (max-width:640px){.tools{grid-template-columns:minmax(0,1fr)}}
.tool{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:14px 16px;display:grid;gap:10px;align-content:start;min-width:0}
.tool h2{margin:0;font-size:19px}
.tool p{margin:0}
.tool.rec{margin-top:28px}
.pinrow{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px;align-items:end}
.fgrid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-bottom:10px}
.linkbtn{appearance:none;background:none;border:0;padding:2px 0;font:600 13.5px var(--f-body);color:var(--accent);cursor:pointer;text-align:left;justify-self:start}
.linkbtn:hover{text-decoration:underline}
.linkbtn.danger{color:var(--warn)}

/* My claims column */
.mc-head{display:flex;justify-content:space-between;align-items:baseline;gap:8px}
.mc-count{font-family:var(--f-mono);font-size:13px;color:var(--muted)}
.mc-tabs{display:flex;gap:4px;border-bottom:1px solid var(--line)}
.mc-tab{appearance:none;background:none;border:0;border-bottom:3px solid transparent;padding:7px 10px;font:600 14px var(--f-body);color:var(--muted);cursor:pointer}
.mc-tab[aria-selected="true"]{color:var(--ink);border-bottom-color:var(--accent)}
.mc-panel{display:grid;gap:10px}
.mc-list{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.mc-empty{font-size:14px;color:var(--muted);background:var(--band);border-radius:6px;padding:10px 12px}
.mc-item{border:1px solid var(--line);border-radius:6px;padding:10px 12px;display:grid;gap:4px;background:var(--bg)}
.mc-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:4px 8px;align-items:flex-start}
.mc-top b{flex:1 1 9em;min-width:0;font-size:15px;line-height:1.3;overflow-wrap:break-word}
.mc-pill{font-size:11.5px;font-weight:600;padding:2px 8px;border-radius:999px;background:var(--chip);color:var(--ink);white-space:nowrap}
.mc-pill.ok{background:var(--good-soft);color:var(--good)}
.mc-pill.bad{background:var(--warn-soft);color:var(--warn)}
.mc-meta{font-size:13px;color:var(--muted);overflow-wrap:anywhere}
.mc-next{font-size:13px;color:var(--ink)}
.mc-next.soon{color:var(--accent);font-weight:600}
.mc-next.late{color:var(--warn);font-weight:600}
.mc-actions{display:flex;flex-wrap:wrap;gap:4px 14px}
.mc-form{display:grid;gap:10px;border-top:1px solid var(--line);padding-top:10px}
.mc-docs{border:1px solid var(--line);border-radius:6px;padding:8px 10px;display:grid;gap:4px;margin:0}
.mc-docs legend{font-size:13px;font-weight:600;color:var(--muted);padding:0 4px}
.side .claim{max-height:calc(100vh - 32px);overflow-y:auto}
@media (max-width:920px){.side .claim{max-height:none}}
.track-btn{margin-top:2px}

/* My claims: sign-in */
.mc-auth{background:var(--band);border-radius:6px;padding:10px 12px;font-size:14px}
.mc-login{display:grid;gap:8px}
.mc-authrow{display:grid;gap:6px}
.mc-note{margin:0;font-size:13px;color:var(--green-ink);background:var(--green-soft);border-radius:6px;padding:7px 10px}
.mc-note.bad{color:var(--warn);background:var(--warn-soft)}

/* brand accents */
.fab{background:var(--green);border-color:var(--green);color:#04261a}
.mc-next.soon{color:var(--green-ink)}
.foot{border-top:3px solid var(--green)}

.tool.updates{margin-top:28px}
.updates .fgrid{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:760px){.updates .fgrid{grid-template-columns:1fr 1fr}}
.mc-welcome{display:block;font-family:var(--f-display);font-size:16px;color:var(--head)}